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Cookie Policy

Last Updated: December 2024

1. Introduction

This Cookie Policy explains how ladconsulting.co.za uses cookies and similar tracking technologies when you visit our website. This policy helps you understand what cookies are, how we use them, and how you can manage your cookie preferences.

2. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website. Cookies are widely used to make websites work more efficiently and provide information to website owners.

2.1 Types of Cookies

Cookies can be categorized based on different criteria:

  • Session Cookies: Temporary cookies that are deleted when you close your browser
  • Persistent Cookies: Cookies that remain on your device for a set period or until manually deleted
  • First-Party Cookies: Cookies set by the website you're visiting
  • Third-Party Cookies: Cookies set by external services used on the website

3. How We Use Cookies

We use cookies for various purposes to enhance your experience on our website:

3.1 Essential Cookies

These cookies are necessary for the website to function properly. They enable basic functions like page navigation, secure areas access, and form submissions. The website cannot function properly without these cookies.

Examples:

  • Session management
  • Security features
  • Load balancing

3.2 Analytics and Performance Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve our website's performance and user experience.

Information collected may include:

  • Pages visited
  • Time spent on pages
  • Navigation paths
  • Error messages encountered
  • Device and browser information

3.3 Functionality Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences and settings.

Examples:

  • Language preferences
  • Font size preferences
  • Region selection

3.4 Marketing and Advertising Cookies

These cookies are used to track visitors across websites and display relevant advertisements. They may be set by us or third-party advertising partners.

Purposes include:

  • Measuring advertising campaign effectiveness
  • Delivering relevant advertisements
  • Preventing the same ad from being shown repeatedly
  • Building user profiles for marketing purposes

4. Specific Cookies We Use

Below is a list of the main types of cookies used on our website:

4.1 Essential Website Cookies

  • Session ID: Maintains your session state as you navigate the website
  • Security Tokens: Protects against cross-site request forgery attacks
  • Load Balancer: Ensures proper distribution of traffic across servers

4.2 Analytics Cookies

  • Google Analytics: Tracks website usage and generates reports on visitor behavior
  • Performance Monitoring: Monitors website speed and identifies technical issues

4.3 Marketing Cookies

  • Conversion Tracking: Measures the effectiveness of our marketing campaigns
  • Retargeting Pixels: Enables us to show relevant ads to previous visitors

5. Third-Party Cookies

We may use services from third-party providers that set their own cookies. These include:

  • Google Analytics: For website analytics and traffic analysis
  • Social Media Platforms: For social sharing functionality
  • Advertising Networks: For delivering targeted advertisements
  • Payment Processors: For secure payment processing

We do not control these third-party cookies. Please review the privacy policies of these services for information on their cookie practices.

6. How to Manage Cookies

6.1 Browser Settings

Most web browsers allow you to manage cookie preferences through the browser settings. You can:

  • View cookies stored on your device
  • Delete existing cookies
  • Block all cookies
  • Block third-party cookies only
  • Receive a notification before a cookie is stored

6.2 Browser-Specific Instructions

To manage cookies in popular browsers:

  • Google Chrome: Settings > Privacy and security > Cookies and other site data
  • Mozilla Firefox: Options > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Cookies and website data
  • Microsoft Edge: Settings > Privacy, search, and services > Cookies

6.3 Opt-Out Tools

You can also use the following opt-out tools:

  • Google Analytics Opt-out: Install the Google Analytics Opt-out Browser Add-on
  • Network Advertising Initiative: Visit optout.networkadvertising.org
  • Digital Advertising Alliance: Visit optout.aboutads.info

7. Impact of Disabling Cookies

Please note that blocking or deleting cookies may impact your experience on our website:

  • Some features may not function properly
  • You may need to re-enter information on each visit
  • Personalization features will not work
  • You may see less relevant advertising

Essential cookies cannot be disabled as they are necessary for the website to function.

8. Mobile Devices

Mobile devices use identifier technologies similar to cookies. You can manage these identifiers through your device settings:

  • iOS: Settings > Privacy > Advertising > Limit Ad Tracking
  • Android: Settings > Google > Ads > Opt out of Ads Personalization

9. Do Not Track Signals

Some browsers include a "Do Not Track" (DNT) feature. Our website currently does not respond to DNT signals due to lack of industry-wide standards for implementation.

10. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. The updated version will be indicated by an updated "Last Updated" date at the top of this page.

11. Additional Information

For more information about how we handle your personal data, please see our Privacy Policy.

For questions about our Terms and Conditions, please visit the respective page.

12. Contact Us

Questions About Cookies?

If you have questions or concerns about our use of cookies, please contact us:

Phone: +27 11 589 6523

Email: info@ladconsulting.co.za

Address:
Sandton Business District
Maude Street
Sandton
Johannesburg, 2196
South Africa

Contact Us

Phone: +27 11 589 6523

Email: info@ladconsulting.co.za

Address:
Sandton Business District
Maude Street
Sandton
Johannesburg, 2196
South Africa

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We provide fast and reliable short-term loans to South African residents. Our mission is to make financial assistance accessible when you need it most.

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